Get Your Policy Now! What is Covered Get Your Policy Now! IPID Affiliates Program

Welcome to the affiliates programme where you can learn more about how to become a valued member of our affiliation program.
The information is split into the following sections:

About Affiliates Program

Affiliates Introduction have developed a quick, easy and reliable Affiliate Program which will track completed insurance sales following a referral from an affiliates website. This allows your customers to obtain instant online cover as provided by
Why become an affiliate?
For the customer, products are unique in the market, offering the opportunity to obtain instant specialised financial failure protection which they will otherwise struggle to find.
For your organisation, you will receive a commission payment for every policy sold following a referral from your website, increasing your bottom line with minimum effort. There are no sales quotas to meet, and you can start to earn commission immediately.
How much will my organisation’s commission be?
Commission levels are variable dependant on the volume of referrals and complete policies sold.
Do I need to be FCA regulated to become an affiliate?
No. In line with FCA regulations affiliates must not provide advice but simply introduce potential clients to us. All individual insurance contracts are between the policyholder and
Reporting and Remuneration
We will provide a monthly report clearly detailing the number of policies sold and the amount due to you. This will be paid by 20th of the following month providing the amount is over £50. If your commission is less than £50 we will accumulate the commission until the total exceeds £50.
Link Advice
There are two types of link: a text link or a banner link. We will regularly analyse results to ensure the maximum potential of the link is being reached. As a partnership we aim to increase your sites value and help ensure that customers return time and time again.
Next steps
  1. Read the easy to understand Affiliate Program Operating Agreement.
  2. Complete our simple on-line application form. We review every application within 2 working days. When you have been accepted onto the program you will receive your welcome email with detailed linking instructions and editorial.
  3. Add the links to your website. Simply place one of our banners or sample editorial on to your website, add your unique link and start earning referral fees immediately on every completed Insurance sale.
Still not convinced? Look at our FAQ page or feel free to contact us on 020 8776 3750

Affiliates - Frequently Asked Questions

  1. Can I participate if I live outside the United Kingdom, Channel Islands, Isle of Man and Northern Ireland?
    YES, you may participate in the affiliates program if you live outside the United Kingdom, Channel Islands, Isle of Man and the Northern Ireland. Our insurance products however, are currently only available to customers in the United Kingdom, Channel Islands, Isle of Man and Northern Ireland. All you need to join is a website and you can start earning referral fees straight away.
  3. How do you pay me?
    You will be paid in English sterling by BACS (or cheque if preferred), 20 days after the end of the sales month.
  5. Does it cost anything to become an affiliate?
    There are no fees to become an affiliate with We start paying you referral fees straight away after you sign up.
  7. How do I incorporate banner and content into my site?
    There is no standard way of adding our banner and content as every site is unique, but successful affiliates usually incorporate our editorial and links smoothly into the existing site content. This will add value to your customers and increase the number of insurance sales.
  9. Does my website qualify for the affiliate program?
    Most websites will qualify for our affiliates program although there are a few types of site we will not accept:
    • Websites that discriminate or promote discrimination based on race, sex, religion, physical disability, sexual orientation or national origin
    • Websites that show or promote sexually explicit material
    • Websites that show or promote violence - Websites that show, promote or commit illegal activities
    • Websites that encourage the violation or violate international intellectual property rights
  11. What do I do if I no longer want the link?
    We would be surprised if you decide to terminate the link, however, if you do decide to cancel the affiliation there is no penalty, and all commission due will be honoured.

Affiliate Online Application Form

To become a affiliate is very simple and you can start earning referral fees almost immediately. Please complete the form below and we promise to assess your application within 2 working days. If your application is successful we will send you:
  • The welcome pack
  • A choice of banners with the relevant HTML code for liking to our site
  • Your unique Affiliate Identification Code to correctly allocate sales to you
Application to be a affiliate
All fields are required.
Company Details
Company Name:
Type of organisation:
Website URL:
Average number of visits per week:
Contact Details
Contact Name:
Main Phone:
Mobile Phone:
Please ensure you have thoroughly read and understood the Affiliate Program Operating Agreement
   I Confirm:
  1. I have read and accept the terms of the Affiliate Program Operating Agreement, and
  2. I am authorised to accept these terms of behalf of the company.
By submitting your application to you are agreeing, if accepted onto the program, to be bound by the terms and conditions of the Affiliate Program Operating Agreement.

Affiliates Program Operating Agreement

This Operating Agreement contains the complete terms and conditions for participation by an individual or entity in the Affiliate Program (the "Program").
In this agreement:
"we", "us" or "our"
refers to administrated by International Passenger Protection of IPP House, 22-26 Station Road, West Wickham, Kent, BR4 0PR United Kingdom, and regulated by the Financial Conduct Authority.
"you", "your" or "affiliate"
refers to you, the applicant.
"Referring website"
refers to the website identified in your application from which you will link to the website (located at or
refers to our software that enables you to introduce to us customers interested in enquiring about, obtaining quotations for and purchasing insurance via the website.
"Special link(s)"
refers to our code that enables an Internet link between the referring website and the website and that allows us to track effectively the identity of the referring website.
  1. Joining the Program
    To begin the application process you will submit a completed Program application via our website. We will evaluate your application with particular reference to the content of the referring website and then notify you of our decision whether we accept or reject your application. We have sole discretion as to the suitability of a referring site but will always exclude websites that:
    • Discriminate or promote discrimination based on race, sex religion, physical disability, sexual orientation or national origin
    • Show or promote sexually explicit material
    • Show or promote violence
    • Show, promote or commit illegal activities
    • Encourage the violation or violate international intellectual property rights
    If we reject your application, you are welcome to reapply with a different referring website. If the content of your rejected referring website alters you may also reapply. We reserve the right to terminate this Agreement if having accepted your application your referring website is subsequently deemed by us to be unsuitable for the Program.
  3. Referring links, banners and graphics.
    Once you have received your welcome email notifying you that your referring site has been accepted onto the Program, you may provide a link to the website based on the choices of graphics, text and code supplied to you. You may not modify the graphics, text or code or any other of our images in any way. We reserve all of our rights in the code, graphics or text, any other images, our trade names and trademarks, and all other intellectual property rights. You must remove our links, code, graphics or text from your website if we ask you to.
  5. Processing orders from referred customers.
    We will provide you with special links that allow us to identify a referring website when a customer places an order for insurance on the website. You must ensure that each of the links between your referring site and the website properly utilises the special links we have provided. You will only earn commission with respect to activity on our website occurring directly through special links; we will not be liable to you for any failure by you to use special links, including to the extent which that failure may result in a reduction of amounts that would otherwise become payable to you pursuant to this Agreement.
    We will process insurance orders placed by customers who utilise special links from your referring site to our site. We will be responsible for all aspects of order processing and fulfilment and further we reserve the right to reject orders that do not comply with any requirements that we periodically establish. We will also be responsible for customer service, cancellations, processing payments and reporting sales activity to you as we see fit.
  7. Earning commission.
    We agree in the event that any insurance sale results from an affiliate referral participating in the Program via a special link from a referring website we will pay the affiliate a commission as stated in the welcome email dependent on the type of product. An order received does not become liable for payment of commission to you until the customer's payment has been cleared. Commissions on any refunds to or cancellations by customers will be deducted from your affiliate commission payment. We are solely responsible for the tracking of customers from the referring website and will use our best endeavours to ensure this is done on a timely basis and in an accurate manner. However we cannot be held responsible for technical errors committed either by us or you and we make no specific guarantees as to the efficacy of any tracking method.
  9. Payment of Commission to Affiliates.
    Approximately 20 days after the end of each month we will pay directly into your specified account the amount of commission earned by you on insurance sales made via the referring website during the previous month less any cancellations. If the amount of commission payable to you in respect of any month is less than £50.00 the amount payable to you will be carried forward and added to the amount payable to you in respect of the following month(s) until the total amount payable is at least £50.00 or earlier if this Agreement is terminated.
  11. Pricing and Product Responsibility.
    Customers who purchase insurance through this Program will be deemed to be customers of and accordingly all procedures concerning orders, customer service, pricing, product features will apply to those customers. You may not display our pricing on your website as prices are subject to change without notice.
  13. Affiliate Relationship.
    You and we are independent contractors and nothing in this Agreement is intended to or will create any joint venture, partnership, agency, sales representative, franchise or employment relationship between the parties. You will have no authority to make or accept any offers or representations on our behalf. You will not make any statement on your site or otherwise that contradicts anything in this Agreement. You may not assign this agreement without our prior written consent. You may cancel the Agreement and leave our Program at any time.
  15. Limitation of Liability and Damages.
    We shall not be liable for indirect, special, or consequential damages, loss of revenue, profits or data arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. We make no representation, warranty or guarantee, express or implied as to the effectiveness or profitability of this Program. We make no guarantee or representation that the operation of our site will be uninterrupted or error-free and we will not be liable for the consequences of any interruptions or error.
  17. Law applicable to this contract.
    This Agreement shall be governed by the laws of England and Wales
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